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Consumer Credit Counseling involves negotiating with creditors
to establish a debt management plan (DMP)
for a consumer. Credit counselors refer to the terms dictated by the creditors
to determine payments or interest reductions offered to consumers in a
debt management plan.
RESOURCES: Consumer Credit Counseling
Association of Independent Consumer Credit Counseling Agencies
(AICCCA)
FTC Bureau
of Consumer Protection - Consumer Information: Credit & Loans
Credit Report
and Score Information from Experian.com
TransUnion
- Check Your Credit Report and Credit Score Online, Instantly
and Securely
Equifax
Products: Credit Reports, Credit Scores & Identity Theft
Protection
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Personal Finance
Money Tip: Borrow no more than 30% of your available credit.
Borrow any more, and your credit score won't look too good. |
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